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bigredd7512

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how long should a credit stay in your credit report?

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Credit accounts remain on credit reports for 7 years past "date of last activity" (usually payment), though that time can be as long as 10 years in case of bankruptcy.  They cannot be removed because they are an essential part of your credit history that must be reported. 

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YettaBetta

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Can they be removed even if the company is still updating nothing to the closed account, my guess is simply to keep themselves on your report?  Would that be a dispute to have them removed?

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