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Bbberton

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How long of a credit history do you need before applying for your second card
I've had my first credit card for 13 months now, and decided that I was ready to apply for a rewards card. I applied for the Chase freedom, and credit karma had my odds of approval at very good. After applying, I received a message saying I'd receive a decision in 7-10 days. I called the recon line the next morning and was denied due to a short credit history, but they would not tell me how long of a history was adequate. Does anyone know how long of a credit history you need in order to qualify?

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With Chase normally it is one year so I'm surprised that you did not get in with them.  Who is your first credit card from?  Maybe get a card from Cap 1 or fi you already have one from them get one from Barkclays.  But no more then that if you want the Freedom.  Chase also will not give you a card if you have more then 5 in a 24 month period.  Wait another three to six months and try again with them.

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