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1977tbird

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how long does it take to upgrade a credit score after u have paid a bill off?

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A lot depends on  how fast the paid off creditor makes a report to a credit bureau. 

But, if you are expecting a credit score boost on this site and the creditor reports to either Experian or Equifax, you won't see it because Credit Karma's information comes from Transunion and is used just to help with the learning.  The focus of this site is to teach people about credit and how to improve theirs.  But,  when you next apply for credit, you'll see an improved credit score because creditors check all three credit bureau reports.  

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