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Question By
Hummbumr

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How long does an account stay on your report? Car loans or credit cards etc.

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If closed accounts had positive payment history? They should remain on your report for 10 years.

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late payments/Charge-offs/Collections should roll off your report in 7 years from the Date Of First Delinquency.

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Car Loans and Credit Cards   7 years

Home Loans 10 years

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Reply by
JohnnyRain127

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It is not true, I have 4 accounts been closed for 9 years still on my report. I am sure many others have the same on their report. But continual believe what you like.

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