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Justcurious63

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How long after a bankruptcy must I wait to buy a house?

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Likely not until the bankruptcy drops off your credit report, which is generally ten years.

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The first answer is absolutely wrong! Fannie Mae has issued revised guidelines regarding waiting periods for bankruptcys and obtaining a mortgage. You will NOT have to wait 10 years, that is factually incorrect. Just do a google search on Fannie Mae waiting periods for BK's and you will get a ton of info that will help you. In addition to the waiting periods, just make sure you are making good use of the clean slate in terms of your credit and you should be able to put yourself in a position within 4+ years. My BK was discharged in 2010 and we just closed on a home, so just do the google search and you will get all the info you need based on your particular BK filing.

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