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How is the estimated monthly debt figured out under debt to income ratio? Where else can you see it?
Estimated Monthly Debt: $85*

*Debt to Income Ratio information is based on your TransUnion credit report updated on Mar 17, 2013

My credit debt is $1,547, credit limit is $4,700
And I have a student loan of $3,500.
My total debt is $5,047.

My estimated household income is $16,640.

I'm trying to have both my total debt between $0-$5,000 and my debt to income ratio between 1%-41%.

What should I do to help myself accomplish this more easily?

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