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mliubkin

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How frequently can I file disputes with the 3 credit agencies, without generating adverse reaction?
Trying to clean up my credit report and get collections removed. How often am I allowed to file disputes with credit agencies, without generating an adverse reaction?

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Top Contributor
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If the colletions were for debts you actually incurred and then didn't pay, you aren't going to get them removed, nor should you continue to try if this is the case. 
If they are genuinely not your debts, I wouldn't think there would be a limit to the number of disputes you can file.

If you are playing some sort of game to try and make your score look good for thirty days while the item is removed nad the bureaus investigate, please stop. You aren't really helping yourself because if you are approved for something due to your apparent good report, this creditor will do several soft pulls in the near future and periodically for as long as you have an account with them. If they see what you have done (they're not idiots, and this isn't exactly an original scheme), they will probably close your account. Then you will have an adverse action to add to your report.

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