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MoonDragonRider

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How do you know who to go to for help?
I went to a place for help while living with relatives in law. Somehow my personal information was out there and a lot of little payday loans opened up in my name, only I never got the money, and I do not want to hurt anybody else. SO how do I know WHO to go to for help? Some of these people acted worse than LOAN SHARKS and threatened and scared most of our relatives (since we are all related, that is how I found out about all these little loans). They all add up and my credit went to Heck when I CO-signed for my ex-partner and he did not pay. The bank I was with not only grabbed my truck for hostage for his motorcycle, but in any case I fell hard with this credit stuff. It is his side of the family who took my stuff, and long and short, I no longer live there, left possessions and everything. Having a hard time trusting anyone with anything anymore. Any help you can give is appreciated. There is not much credit left to get help with...

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Top Contributor
1884 Contributions
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YOU!

It is your credit, No one can take care of it better than you can.  There is nothing that a "Credit Rebuilding" type of service can do that you can't do for your self for free.  All it takes is learning a little about how to handle these issues.  There are lots of articles and blog posts on this site as well as others that will teach you what you need to know. 

First get a free copy of your credit report.  annualcreditreport .com is the site to use.  Get only One copy of one report not all 3.  They will all have basicly the same info on them.  In 4 months you can get another copy, then the third 8 months form now so you can monitor your porgress.  

anything that you do not recognize as yours challenge by filing a dispute with the credit bureau.  You can do this at their website or by wirting letters.  if they can't prove the accounts are yours they will have to remove them. 

Take a little time to learn more and you will be on your way to fixing this mess. 

Your credit score is the most important number in your financial life.  Learn to take care of it. 

Good luck

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