Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

2 Contributions
96 People Helped
How do I remove hard inquiries?
I have 3 hard inquiries on my Equifax report. How can I remove them?

- 1 was from a personal loan in October of 2010, which I was approved for and been paying since then.

- 1 was for a home loan, which I authorized in January to see what I could for at the time. I did not go forth on the home loan though. I still have another 4 months to finish my apartment lease.

- 1 is however with PAYPAL in February, that I DID NOT authorize. I've had my bank account compromised through PayPal before, however my money was safe. I've sent sent letters to Equifax and PayPal to request info.

Since it's already 3 Hard Inquiries, it's bringing my credit rating down.

Thank you,

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.