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Question By
poetkah

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How do I remove closed accounts from my report? I have 3 that have been closed for 8 years or more.

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NEVER try to remove accounts that were closed in good standing. Doing so would DAMAGE YOUR CREDIT!!! Please do some further reading on credit before trying to make any adjustments to yours.

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If these accounts have an excellent payment history, they can remain for TEN years or longer and are benefitting your credit, so you don't want them removed.

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That depends on the type of accout

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But in general most old accounts fall off at 7 years.  If they have closed for 7 years you can ask to have  them removed.  Write a letter to one of the Credit reporting agencies. IncludeAccount numbers/info and the dates of the last payments.  If indeed it has been 85 months since the last payment it should be removed.

good luck

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