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How do I raise my score as an active student with student loans?
I have a score of 575. I am an active college student with loans adding up to $6,000-and growing. These do not need to be paid off until I graduate. (which is quite a ways away). Do I start paying on these loans now and will it increase my score?

I also have 5 bills in collection, all medical related adding up to about $1,900. Do I pay all of these off and will that increase my score? I am in desperate need of a new car with my growing family and would like to trade mine in, but I need a co-signer and have no one to co-sign. So raising my score is my only hope.

WHAT DO I DO?!?!? please help.
Thank You.

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