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Question By
Ashley523

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How do I pay my debt off in a collection. When I have no way of contacting them?

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Top Contributor
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NO WAY OF CONTACTING THEM???

Helpful to 2 out of 3 people

Obtain all of your Credit Files,... RE: EXP, EQUIF, Trans U,   and  When you recieve these,.. View the Item and contact the Credit Unions to Dispute and ask them for the Contact info of the Collectors.   If the Name of the Company is on your Credit Report. You can often Contact them directly, ( BUT I WOULD NOT SUGGEST EVER CONTACTING A COLLECTOR)   Dispute the Amout thru the CREDIT BUREAUS , that way the Collector cant restart the Collection Process.   Always Send a Letter of Pay for Delete, and have the Collector Sign n Send you a copy back before Sending any money to PAy a Debt,..Some Collectors will Gladly take your Money and zero the Collection, but, a Paid Collection on your Report may be as bad as an UNPAID Collection, so if youre gonna pay these off MAKE SURE YOU HAVE THEM DELETED AGREEMENT IN HAND BEFORE GIVING ANY MONEY.  

THE CREDIT BUREAUS RECIEVED THE DEBT COLLECTION FROM THE COLLECTOR, so THEY KNOW HOW TO REACH THEM,... ALWAYS USE EXTREME CAUTION WHEN PAYING OFF ANYTHING ON THE REPORTS.....

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Most Helpful Response

Helpful to 15 out of 20 people

If you pull a copy of your EX or EQ reports, you will be able to see the name of the collection agency, and their address/phone number.

Reply by
Sw33T02

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Helpful to 1 out of 4 people

Where do I pull my EX and EQ reports? Is it available on Credit Karma?

Reply by
DRIZZLEOR

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Helpful to 3 out of 8 people

how do you find the EX or EQ reports?

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How do we

Helpful to 0 out of 2 people

How do we get the EX or EQ reports?

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Reply by
TaylorP61

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17 People Helped

Enter Your ReplyGo to :     freecreditreport.com       Everyone is entitled to One Copy of their Credit report Annually,... You will HAve to Pay for the SCORE,...    Simply Google, Experian,... TransUnion, and Equifax, and Then call their toll free Number, they will Advise you or you can google their Addresses and send them a Letter  asking for your Free Copy of your annual Credit File.  

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