Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
810FL

0 Contributions
0 People Helped
How do I make sure my older credit cards are listed and calculated to get a higher avg. standing?
Some of my long standing credit cards are not listed in the report which brings down my average time of owning credit cards or credit history. How do i change that or make sure my older cards are listed and calculated to get a higher average standing?

The report says I have a POOR rating due to avg standing of 2-3 years while some one card is brand new, a recent new lease this summer of a car, one card was replaced by the credit card company since it was mentioned that there was a potential breach on the account (unknown to me) but it is still the same card just with a different number.

Two of my other cards are with my bank that are not listed and have had for a very long time...like 8+ years an one is about 3+ years.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1134 People Helped

First, you can't add accounts to your credit reports. Second, check your FICO scores they use closed accounts in "average age of accounts". Third, what kind of cards from your bank? Debit cards don't go on credit reports.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.