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eman0314

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how do i know the exact amount im in debt and how do i fix it

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Pull your credit report from all three bureaus from www.annualcreditreport.com

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Request a copy of your credit report from all three credit reporting agencies, Equifax, Trans Union and Experian. Record all your balances, being careful not to recod any account more than once.  Pay down any balance that is more than 30% oif your card limit, if it is a credit card as you are able.  That should improve your debt ratio.

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Make sure they are your debts!!!

It is not uncommon for errors to appear on credit reports so you want to make sure only YOUR debts are listed on your credit reports. And you should know what credit cards or accounts you have.  The goal is to get them paid in full so you don't have to pay interest charges.

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Use this for once a year free credit reports. It's work and it's truely free part of the federal goverment setup. Annualcreditreport.com

Once you have that check it over very carefully to make sure everything is right.

Next how on earth do you not know how much you owe?????

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