Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
How do I know if a closed account lowered my credit score?
I recently got a loan to pay off all my credit accounts. One of the accounts was an old student loan account with Navient/Sallie Mae. Since I paid the total ammouint due, the account has been closed according to the credit report. I have a 5 year+ on time monthly payment record with this account. Did the closing of this account lower my credit score? If I could somehow get this account re-opened to show my payment history, would that improve my credit score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.