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nolemanone

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How do I get the score up/ It dropped like a rock in a short time.

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The following tips below can help improve your credit score

  • Pay all accounts on time, 100% of the time
  • Keep your credit card utilization under 30%, but not constantly at 0% (1%-20% is key)
  • Use credit to build credit (don't let accounts go inactive)
  • Apply for new credit in moderation to avoid excessive hard inquiries
  • Allow your current accounts to age (closing old accounts can lower your score)
  • Check your credit reports for accuracy and dispute errors (annualcreditreport.com is the site where you can check them for free once a year)

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