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vc41

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How do I get the address & phone numbers to pay my debts &improve my credit score

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Proceed cautiously.

Helpful to 6 out of 11 people

If you're having to ask that question, then it's time to check your three credit reports (go to annualreport.com to get the three reports) and determine if the debts are actually yours.  Go over the reports thoroughly to see if anything on the report is actually yours (and you should know to whom you owe money) and file a dispute on each questionable item with the agency reporting that item.  It is not unusual for errors to happen on credit reports.  Don't be so quick to want to pull out the checkbook to pay debts that may not even be yours. 

If you owe money to a company, you should be receiving regular billings from them and would get collection calls if you are late in payments.  Avoid that by making sure to make all payments on time as agreed.  And make it a habit to annually check your credit reports to make sure everything is correct.

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