Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
How do I get a credit card? 'Good' credit score, but high utilization.
I need a credit card with no interest. I'll be getting married in August. I have a specific budget and intend to pay off the card in full with whatever cash gifts we receive.
Here are my issues:
1. I am very close to my limit on my main credit card
2. I recently applied for Barclay's mc and got rejected
3. I have an education line of credit that shows up under 'revolving' accounts

Should I:
a. Ask for a credit line increase on my main credit card and then apply for a new one? (I would risk getting rejected and hurting my score)


b. Search for credit cards that have very low qualifications? (if you know of any, please let me know)

Any help is greatly appreciated!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.