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T2691

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how do i find out when a collection will fall off my report?

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For most negative accounts it is seven years from when the original account became delinquent that led to collections, figure one month after you made the last payment on the original account or when a bill became past due when you didn't pay anything. If in doubt, you can contact the credit bureaus listing the account and ask when it is scheduled to be removed. Keep in mind that dates associated with a Collection Account such as "opened" or "last reported" have absolutely nothing to do with the fall off date.

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