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Badkarma96

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How do i build credit?
Im 20 years old and have no credit. Im currently on the hunt to rent my first apartment but without credit it seems impossible. How can i build up my credit within a few months?

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Please take the time to read the articles on this site since the purpose of Credit Karma is to TEACH about credit and building a good score. It is valuable information.

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Start reading everything that you can about credit, that truly is the first step of building credit. You will most likely need to start out with a Secured credit card. Check with Capital One, check the link to see if you are preapproved for any unsecured cards and if not, go the Secured route. Just make sure that whatever lender you go with, that they report to all three credit bureaus.

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