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Question By
jacquins19

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How can I raise my credit score without having a job?
I am looking for help restoring my credit and raising my score. I currently am no longer employed because my husband wants me to be a house wife. My credit is less than good and im in collections. What can I do?

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Top Contributor
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It's not how much you have

Its how you manage it. 

Get any items that your behind on current.  Make regular payments, Get your utilization below 30% and your score should come back up. 

Good luck 

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