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gonenutz83

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how can i raise my credit score of at least 50 points in the next 6 months?
i am wanting to buy a house i do have 2 vehicles that i am paying on but will be paying one of them off in the next 3 months but that wont raise it enough. so please help me out. i am tired of renting.....

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The best and most powerful, important, advice ever period for improving your credit report is..... Find out your due date and your credit card reporting date and pay your card off in full 1 day before your due date and then DO NOT TOUCH YOUR CARD UNTIL "ONE DAY AFTER" YOUR CREDIT CARD COMPANY REPORTS TO THE CREDIT BUREAUS. Let’s say your bill due date is the 20th and your closing date is the 27th Pay your card in full on the 19th and wait till your credit card company reports on the 27th Don't touch your card till the 28th. Use your card just like cash and spend almost the whole limit but never go over the limit! Make sure every month you pay off your card in full or you will screw up your credit going over 30% of your credit card limit. Also make sure you pay one day before your due date and wait till after the reporting closing date to use your card again. If you do this you will show the credit bureaus that you can make high monthly payments and you will have zero interest. This formula will have the most impact on building your credit fast.  

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Reply by
Sumflow

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That is true expect you should pay before the statement date to show zero amount due on the printed statement.  http://youtu.be/Pgrz3WpAhD0

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