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Posted in Paying Your Bills
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Question By
Sylvia415

0 Contributions
0 People Helped
How can I raise my credit repost by 100

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Top Contributor
12 Contributions
40 People Helped
Most Helpful Response

Helpful to 39 out of 44 people

Spend no more then 30% of your limtis on CC 

If you can spread spending between all your cards. 

Pay off collection account if any / or dispute if older then 3 or 4 yr 

Don't have so many credit inquiry and pay billes on time. 

In short do all that and you be in good shape 

Reply by
andyrob169

1 Contribution
6 People Helped
Helpful to 6 out of 8 people

Thanks Maxshah912, Should I pay off one credit card at a time and would that increase my scores?

1 Contribution
10 People Helped

Report bad or wrong credit

Helpful to 10 out of 15 people

Hi, just wanted to let everyone know it's not to late to work on credit. I just looked at mine and was shocked. However it can and will be ok. If you go step by step with the words of wisdom , you will see a huge difference in your scores. Yes some people think I have a long time till that will all happen. No that's not true. You will be my age (50s) and say what happend? Please take the advice of the professionals and you can turn your whole life around. Not only are they checking out bank accounts credit reports and so on, just to apply for a little job. This is a very serious matter that we all need to address. Thank you TAB77

1 Contribution
4 People Helped

bankrupcy

Helpful to 4 out of 5 people

The judge dismissed our bankruptcy but it is on our record for 7 years. We were only on bankruptcy for 5 months. If the judge dismissed it, should it still be on record with the credit bureau?

Reply by
DeversEX40

1 Contribution
1 Person Helped
Helpful to 1 out of 2 people

Yes it will not be on your credit for 7yrs it will be on there for 10yrs, and even though it was dismissed it will still show up. check the status should say rid off or have something stating it was attached to bankruptcy... hope it helps... good luck

Reply by
grwilliams1971

6 Contributions
55 People Helped
Helpful to 2 out of 3 people

YUP 10 YEARS FOR ME TOO!...........

2 Contributions
3 People Helped

never late-asking clean up question

Helpful to 1 out of 1 people

i was makeing install payments on a second mortgage 99 a week the loan only required 298.00 month-they reported to credit bureau that i was late for a year the bank the held 2nd was bought out but how do i dispute late report -i was actually paying 100 extra a month how do i clean this up effecting credit score

2 Contributions
3 People Helped

never late

Helpful to 2 out of 3 people

i was makeing install payments on a second mortgage 99 a week the loan only required 298.00 month-they reported to credit bureau that i was late for a year the bank the held 2nd was bought out but how do i dispute late report -i was actually paying 100 extra a month

1 Contribution
1 Person Helped

effect of constant monitoring using CK

Helpful to 1 out of 1 people

i want to increase my score and would like to monitor it as i make progress. I would like to find out if constantly monitoring it through credit karma will be multiple inquiries on my credit.

Top Contributor

Reply by
Anonome

26 Contributions
169 People Helped
Helpful to 1 out of 3 people

No, CK does not hit your credit showing you this score. It is only from one agency though and does not reflect your other scores or ways of reading credit. It is a good guide line though to get a handle on things. Applying for cards ect will show on your score but may be helpfull in fixing your credit and/or building it. 

1 Contribution
3 People Helped

debit

Helpful to 3 out of 4 people

how can i show that i pay my bills on time with a debit card?

1 Contribution
0 People Helped

one credit card will be paid of this mo

will credit score go up

2 Contributions
1 Person Helped

well?

What's the answer?

2 Contributions
1 Person Helped

How can I gain 100 points?

Helpful to 1 out of 2 people

Please...somebody answer

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