Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

0 Contributions
0 People Helped
How can I find out what my derogatory marks are from?
My credit karma report says that I have two derogatory marks, or accounts in collection. However, I can't figure out for the life of me what these are. How can I look them up?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

All Responses

Results 1-7 of 7Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
743 Contributions
1807 People Helped

Helpful to 19 out of 24 people

Go to and look at your TransUnion credit report. 

1 Contribution
3 People Helped

Helpful to 3 out of 4 people

will looking up derogatory marks using be counted against my credit inquiries?

Reply by

2 Contributions
9 People Helped
Helpful to 4 out of 5 people

No, thats a soft inquiry. Only hard inquiries affect score

1 Contribution
1 Person Helped

only by mail and why????

Helpful to 1 out of 2 people

last year I requested a credit report through  Okay, then i was surely able to view it online.  Now upon requesting a new report a year later, I am being forced to send them identity proofs along with a form I will have to print out fill out and send with all other information.  If these resources were at my fingertips I dont think i would request to view online.  I want to know why this has occured.  Why would I be asked questions that are to be related to my loan history that have nothing close related to my history as well.  Can I assume that my identity is in question here, on whomevers end it may concern???thank you sincerely, confused.

1 Contribution
2 People Helped

Derogatory Marks what are they

Helpful to 2 out of 4 people

what does this mean.

1 Contribution
0 People Helped

This site does not allow you to challenge anything.  It seems to be a site to charge  you for a report.

1 Contribution
0 People Helped

I see in my credit corma account  1 derogatory makrks but I can't find the resone

3 Contributions
1 Person Helped

Derogatory Marks

Helpful to 1 out of 4 people

I went to buy a car just yesterday to find that I had someone use my s.s.card number and open two account (maybe more) then let them go into collection. How do I find out about any loan, credit card, account of any kind, and what is going on with them. And also, how do I go about correcting them? I want to report this to the police department as identity thief and fruad, for I know of only one person that has all that info and they did do it before.

Results 1-7 of 7Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.