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How can I consolidate and pay off my debt without damaging my credit even more?
I have about $30,000 in credit card debt. I was unemployed for a while but have recently gotten a job. I would like to pay off the debts while keeping my credit cards open and in good standing. But I am only making minimum payments right now. I would like to consolidate the balances in order to lower my interest rate and monthly payment to get the debt paid faster. Any suggestions?

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