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Posted in Auto Loans
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theeman1

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how can i come to an agrrement with a collector
i owe a back payment on a car for a while i was 18 im now 22.
i want to pay the least possible but they have sent me to court i never showed.
now i need to pay fees. how can i negotiate an amount to where i dont have to pay as much.

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You missed a payment and never got caught up, and for some reason were sued to collect (you must have disregarded the collection notices or promised payment and didn't deliver) so you now have to pay fees, and you want to find a way to pay less?? YOU NEED TO GROW UP AND BE RESPONSIBLE!!!  You fouled up all the way.  Not going to court when being sued resulted in a default judgement against you.  Any time a suit is filed, there are court costs and the collector has the right to recover those, so you have to pay.  You legally became an adult when you turned 18, you took on adult responsibilities when you signed  the loan agreement and now you have to deal with the consequences of your failure to live up to the agreement.  Just pay up.  

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