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MSR93

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How can i apply for a mortgage at 22?
Ok basically I have 5 credit cards which my mom is paying since I don't make much money at my job and I'm in school and she's a joint on my well fargo account. but I help her out as much as I can. I was wondering since we've been paying 1400 rent every month ( she pays the majority I give her 300) how would I quality for a mortgage? Is there a possible way for her to Co sign for me or something. Our apt manager is starting to go up on our rent to like $1700 and it's not like she can't afford. She has a great job but just poor credit..

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