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WallyJOstafin

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How can having 2 accounts make a credit report be poor
I have 2 accounts on for a credit report both accounts are current and paid up. Why does it say that is POOR for a rating. You would think that having an account current and no late charges it would be a different rating. Why does Transunion and Equifas have them as a POOR rating. I hope Credit Karma can answer this

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If you have read the articles here, you would have seen that having several active credit accounts contributes to a good credit score.  That doesn't mean being in debt, but does mean using credit often and wisely.

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