Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Mortgage
Profile Image

Question By
bettyboop1955kay

0 Contributions
0 People Helped
home equity loan should not be there house was sold
when bank of America took our house the second mortage should of went with house do to it all went on the new upgrade new windows new ac unit new swamp cooler new floors. how do we get this change on our credit?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7363 Contributions
3809 People Helped

It was YOUR loan, so on YOUR report.

Helpful to 0 out of 1 people

The Fair Credit Reporting Act (a federal regulation) requires that all credit transactions be reported. and that they remain on your credit report up to the time limit required, which is usually 7 years.  That the house was sold, foreclosed or whatever doesn't change the situation.  If you took out the loan, it stays on the report.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.