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ttroxel76

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Has anyone used collectionshield360.com? If so, what did you think of them?

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Top Contributor
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Never heard of them

But I do know from experience that most of those types of credit repair types of companies aren't really worth the money.  They do not do anything that you can't legally do for yourself. 

I haven't ever advocated having to pay someone to take care of your debt. They can infact make things worse if they are not qualified and actively monitoring your account. There are many fly by night and unqualified people running these places. The BBB gives this company a A+ and 4.5 star rating, but thats based on 3 reviews and 0 complaints in 12 months.  I don't know how old the company is so I don't know if thats actually good or not.

These companies don't always have your best interest, its to their financial benifit to pay the collectors larger settlements since they will genernally get paid based on the total to be paid. You can ususally settle old debts cheaper your self. It's to their advantage to stretch out the payment plan as long as possible as well since you will need their services longer that way.  

Read the articles and blog posts on this site and others like it. You can quickly learn the basics of how to clean up yor credit report and get control of you credit.

Good Luck  

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