Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
shownok

0 Contributions
0 People Helped
every time i m paying on time never delayed so why my credit score dropped from excel to fair score?
how can i keep my score always excellent up ? pls i dont wana see drop

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
91 Contributions
79 People Helped

It's not just the payment that matters

Helpful to 0 out of 1 people

Excellent payment history is definitely the biggest factor for score calculation. Nevertheless, that's not the only factor in credit score. If you have high balances that are not really coming down and/or have more hard enquiries on report and/or have short credit history and/or have a maxed out credit card, everything counts. Check which of the above factors are responsible for the drop and then take precautions in that area to keep your score consistently up.

Reply by
gabbyandty

1 Contribution
0 People Helped
Helpful to 0 out of 1 people

Thank you

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.