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Posted in Credit Report
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Question By
jarnog

14 Contributions
8 People Helped
Equifax Credit Report
Question about Equifax credit report and the date to look at to know when an item will "fall off" of it. Here is the information under their category of CLOSED ACCOUNTS:

CERTEGY
Current Status: CHARGE-OFF
Account Owner: Individual Account. High Credit:
Type of Account : Open Credit Limit:
Term Duration: Terms Frequency:
Date Opened: 12/01/2008 Balance: $ 58
Date Reported: 03/01/2009 Amount Past Due: $ 88
Date of Last Payment: Actual Payment Amount:
Scheduled Payment Amount: Date of Last Activity: N/A
Date Major Delinquency First Reported: 03/2009 Months Reviewed: 2
Creditor Classification: Activity Description: N/A
Charge Off Amount: $ 58 Deferred Payment Start Date:
Balloon Payment Amount: Balloon Payment Date:
Date Closed: Type of Loan: Returned Check
Date of First Delinquency: 12/2008
Comments: Charged off account

What date do I 'focus' on to see when this will be removed from my report? Any help would be greatly appreciated.

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