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ArtyMcFarty

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Does my credit score imporve if i pay a settlement rather than the full ammount?
I recentky got a decent job and i paid off a settlement of$ 434 rather than paying the whole $1025, will this help improve my credit score? Even looking here on Credit Karma, the case is closed but it has the $1025 still showing and 0% payment status.

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It will show up on your credit report as "settlement accepted on this account". Whether or not you settle or pay in full won't matter on your score. Either way, it's still a negative account because you were delinquent. Once you settle or pay in full and it's reported on  your credit report, the 7 year clock starts ticking on when it will fall off your credit report.

Because the accounts will no longer be delinquent, they will just age and have a less effect on your score with time.

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