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Eric384

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Do cell phone bills appear on credit reports?
Good evening! I'm looking at my TransUnion and Equifax report and there's nothing from Metro PCS, my phone carrier. I always pay my bill on time, but does this not affect my credit score? Thanks in advance!

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Credit Karma Team
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Hi Eric384,

Cell phone accounts are usually not included on credit reports. Your credit report is a record of how you have repaid money that you borrowed. With a cell phone bill, you're not borrowing money. 

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