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Cosmo4

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Difference between FICO, TransUnion and Equifax?
My FICO score is currently 767, TransUnion is 795 and Equifax is 799. Why is there such a large discrepancy? What is the difference from FICO and the others?

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I am a little confused by your question, but I hope this info can help you. FICO is a credit scoring system, not a credit bureau. The three credit bureaus are Transunion, Equifax and Experian and sometimes they have different information on you as not all lenders report to all three credit bureaus, different information can result in different scores even with the same scoring model. The scores that you get here at Credit Karma are not FICO scores, they are Vantage scores. Be sure to read all that you can on credit, there is a lot to know and it is necessary to know if you want a bright future with credit.

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