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nobadremarks

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Derogatory remarks are 5 to 10 yrs. old, when are they removed?
1 is 10 yrs. old, 3 are 6 yrs. old.

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Top Contributor
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Depending on the type of items

In general, Credit cards and auto/personal loans can stay on your report 7 years up to 7.5 years from DoLC depending on your state.  Anything that involves the government, i.e. tax liens, garnishments, bankruptcy, Child support, federal school loans  etc. usually stays on your report for 10 years from DoLC.  (DoLC =Date of Last Contact and that generally means from the date of the last payment was processed by them)  There are some variables by state so a little more research might be needed for specific info. 

So the 3 you say are 6 years old should fall off your report within the year and the other should fall off soon.  If they don't fall off with in 60 days of the anniversary date, you can write a letter to the CRA's asking for them to be removed, but they are pretty good at removing them on time. 

Hope this helps.

Top Contributor
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Depends on the remarks.  And we do not have access to your information.  The topic is covered in the articles on this site, so you may have to read them to determine when these remarks may be gone.

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