Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Sam17obi

0 Contributions
0 People Helped
Dentist office told me I was applying for credit with no interest then they ran my credit elsewhere
3 months ago I applied for credit through my dentist office, they came back to tell me that I was approved for credit with a promotional offer of 12 months no interest. Later that month I received my bill which shows an interest rate of 19.9%, it was also from a completely different credit company that I applied for. I proceeded to call the dentist office and the manager told me that I was not approved for Care Credit so the ran my info through Genisis (without my permission). The office manager from my dentist called Genisis who told her that the promotion which was offered to me ended months before I applied, she called me back and pretty much told I was out of luck. She didnt know the offer ended when she offered it and they always run our info through both accounts. Is that legal? What can I do to get everything fixed???

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1777 Contributions
3024 People Helped

I would talk to a lawyer.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.