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Posted in Auto Loans
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Question By
macaya06

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Deliquent account
I got a car in my name for a friend and she not paying on time. If I take the car back and pay on time every time for a year will it help improve my credit score?

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Top Contributor
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yes bringing the account current and paying it on time will help. paying debts on time helps. as you move away from the late payments, they will hurt you less. late payments impact scores for 36 months, but getting it current now and moving forward will help. 

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