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Bern0

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Dad using my social?
just turned 18... checked my credit score for the first time... and its very poor... where do i start to get my score back to normal? credit fraud?

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I would dispute with the credit agencys and say that it is not your accounts.  If you just turned 18 then you could not have opened the accounts.

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Okay, at 18 you are not likely to have any credit score because you just turned old enough to be legally able to enter a contract  Please read the articles on this site (look at the left margin for the link) so you can understand credit better.  Go to annualcreditreport.com to see if there is anything showing.  There shouldn't be. You want to make a habit of doing this once a year and filing disputes on all wrong information.  It is going to take a bit of time to build a good credit score, and that's okay because you are just beginning the grown-up life.

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