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credit score down twice??
I recently applied for and received a CC from a retailer. Initially, I saw my score drop 4 points. A week or so later, I check my score, now it's down 29 points?? Why? Was I penalized twice for applying for this retail CC? I have my reports as of today from Experian and Trans Union. I do not see anything as to why my score would drop so much!

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