Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Credit Report Lacks Relevant History
I have a good credit score. However, it could be better if my credit history went back further. My credit history for some reason only reflects approximately 2.5 years. I had a credit card for over 15 years that for some reason is missing from my history and I suspect it dropped because I closed it last year. Also, I own my home free and clear and have not had a car loan for over a decade. I suspect these are contributing. Any suggestions for getting the credit card back onto my credit history and any others to raise my credit score under my circumstances?



Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.