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QuestionPosted in Credit Karma
Hi Azlawguy, I'm happy to address this for you.
Your overall grade is based on the range your credit score falls into, not an average of your other grades in the Credit Report Card. For example, a score of 750 will always be an "A", even if your Credit Report Card grades are straight "F"'s.
It's important to know that the grades on the Credit Report Card do not affect your credit score; they're simply a comparison metric. Here's how they work:
The letter grades are determined by averaging the scores of Credit Karma members within each range. This doesn't mean that all members with a "D" or an "F" in one particular metric will have a low credit score, but that *on average* members within that range have a lower credit score. Again, the overall grade is not an average of your Credit Report Card components.
Disclaimer: Credit Karma provides general information about credit. This advice is not intended to advise about your personal financial situation. Consult a financial, legal or other professional adviser.
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