Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
MrPaco

0 Contributions
0 People Helped
credit karma shows a decrease in my credit line but capital one says nothing has chanedg
I received a notification from ck that my credit line of 2000 on one of my cards had drooped 1600 down to 400...I thought that's not right since 1, I received a 1000 increase not more than a month ago and 2, I have a balance on 446 right now. So I called cap1 and they told me that I received the increase of 1000 but there is no decrease on any of my accounts. So now I'm confused about who is right and who is wrong. I'm worried one that cap1 is trying to pull something on me or two that transunion somehowe majorly messed up. Either way I'm now showing 116% utilazation instead of 17%. Should I call cap1 again and make them figure this out or call transunion and have them look into it

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2885 People Helped
Most Helpful Response

Helpful to 23 out of 23 people

I would either call TransUnion (1-800-916-8800) and ask them what they show as your current utilization or pull a free report from them at annualcreditreport.com just to see what's really showing up.

Top Contributor
2138 Contributions
3910 People Helped

I think it was a glitch in Cap1's system that reported old limits by mistake in mid Jan. 

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.