Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Paying Your Bills
Profile Image

Question By
LisaMBar

0 Contributions
0 People Helped
Credit Collector has a lawsuit against them
After researching a collection agency, IQ. DATA INTERNATIONAL, INC, I've read many complaints and see they have a lawsuit against them. I don't feel comfortable attempting to deal with them. Does anyone know how else I can go about paying off a debt?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7816 Contributions
1444 People Helped

Before attempting to deal with a debt collector, there are a lot of things to know and to think about. I will run some of these things by you to think about and read about. How old is the debt? When will it fall of your credit reports? Is the debt within the "statute of limitations" in your state to be sued for it? Would you be better to let time run it's course and let the account drop off or is it in your best interest to try to take care of it now? Have you read and understand what "pay for delete agreements" are? Is this debt collector violating your rights in anyway? Is incorrect information shown on this account? If so, consider "disputing" it. Read about disputing collection accounts. What is this company being sued for? Are they doing to you what they are being sued for?

Think about all of this and do some reading on it.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.