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Nurse0929

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Credit Card Settlements
I have received a settlement in the mail from the credit card company and it states pay this amount and they will report it has settled in full with 0 balance. Is this a good thing to do to help my credit score? I still have 3 years before its dropped off my credit report and I'm thinking of trying to apply for a home loan. Any advice??? I need to increase my credit score.

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