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maasen21

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Credit Card reporting
I opened up a credit card 3 months ago, and though they've reported to the agencies, none of them have posted it. Can anyone tell me why?

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credit card not reporting

There are a couple things worth noting here.  Tpyically a card will take AT ELAST 90 days to "Score."  In other words, while the card may show up on the credit file, the length of history on the card itself is to new to impact or be included in the scoring model.  Secondly, a company isn't REQUIRED to report the information on your credit reports.  It is possible to obtain a credit card from a company that only reports to one of the bureaus (or even none) and as such you will not see the credit card on your credit.

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