Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
michaelh62

0 Contributions
0 People Helped
credit card not mine
I am a authorized user on my mom credit card. It is now showing up on my credit report. How do I get it removed?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
53 Contributions
92 People Helped

SIMPLE

first you contact your mother and let her know you'd like to be removed from her credit card, if she doesn't do so then contact the credit company and tell them your mom had placed you on her credit card as an authorized user and you want to be removed. if they are not willing to work with you dispute the problem with the credit companies. to be honest I don't think it should be any harder then to just call cs and have them manually remove your name given proof you are who you say you are given a ssn hat was provided to their records for the authorized user. in the end you are not liable for any debt your mother owes on this accnt if she shall default. it will be her problem. but!!! if she shall default it will affect her credit score and maybe a pinch of yours only cause its tied into it.. i could be wrong.. sometimes adding an authorized user will help the authorized user gain some sort of credit. depends on the accnt owner and how they pay their debt.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.