Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Geronymous

0 Contributions
0 People Helped
Could not find my score. I find it strange that in my info, there was no place for my middle name.
I have had credit cards for over 20 years, had 2 car loans and mortgage, all paid off. Why cant credit karma find my score. Is it because it is free?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Credit Karma Team
Top Contributor
2949 Contributions
4610 People Helped

Hi Geronymous,

A middle name is not crucial to retrieving a credit score. Your first and last name, along with SSN are required to retrieve a credit score.

It sounds like your thin file is preventing the credit bureaus from calculating a credit score for you. If your mortgages and auto loans are paid off, they may have "aged off" of your credit report. The credit bureaus require recent activity (from the past six months) to calculate a score. If you still have open credit cards, I suggest contacting the card issuer to see which bureaus, if any, they report to. We provide millions of free credit scores each year. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.