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splatmatt

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Collection agency has closed and reopen a collection according to my report.
I have been paying off a collection that has been negotiated by the collection agency's law firm. I have never missed a payment and recently the collections agency closed the debt and reopened it. Is this right?

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need more information?

Do you have anything in writing from the law firm regarding the settlement you negotiated - never pay a collection agency anything until you have the terms in writing.  Do you have proof of your payments - you may need these as some collection agencies will claim the payemtns went to paying their interest and not the debt, etc.  Also is it the same collection agency that started reporting again?  The debt could have been sold to someone else, etc.  is the debt still owned by the original creditor, for example, a bank like a chase credit card, etc.  if they sold it to a junk debt buyer this stuff can get sold numerous times and your payments never get recorded.

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