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Collection agency did not contact me- disputable?
I didn't know a medical bill was unpaid because I was never actually contacted by the agency, and I never received the bill in the first place since I moved before the bill was sent. It must have been sent to my previous address and not forwarded.

I've paid the bill, but I'm wondering if there is any basis for arguing that the collection record be removed from my report since I was not contacted. I know it might be a stretch, but has anyone had similar experiences?

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